Fix & Flip - Bridge Loan
New Construction

Max Loan Amount: $5,000,000
Max LTC/ARV (Loan to Cost / Loan to After Completed Value):
– Experienced Investors: The Lesser of 82.5% LTC or 70% ARV.
– Inexperienced Investors: The Lesser of 65% LTC or 55% ARV.
Rate: Starting at 10.5%
Term: 12-24 months
Payments: Interest Only with balloon at maturity.
Prepayment penalty: None
Interest type: Non-Dutch

Origination Fee: 1-2%
Underwriting Fee: $1,500
Feasibility and Contractors Report: $1,200
Draw Fee (for future draws on the loan): $400
Legal: $750 – $1,500
Appraisal Fee: $500-$950
Title Insurance and recording fees: 1%
(Approximate)

Condominiums.
Single-family residences.
Two to four units.
Multifamily homes.
Townhouses.
Other property types case by case

Credit Application
Last 2 bank statements (US bank account)
Copy of ID and Borrowing Entity docs
Purchase Contract (If Purchase)
Project budget/ Scope of work
Approved plans (If applicable)
Track Record Sheet
Contractors information
Property Insurance

The Usual Time to Close is 10-20 days.
Private Lending is a direct lender and does not rely on other institutions to close the loans. Once the title work, appraisal, and feasibility report are ready, We will be too!

Max Loan Amount: $5,000,000
Max LTV (Loan to Value): 70%
Rate: Starting at 9.99%
Term of loan: 12-24 months
Payments: Monthly Interest Payments with
Balloon at Maturity

Prepayment penalty: None

Origination Fee: 1-2%
Underwriting Fee: $1,500
Legal: $750 – $1,500
Appraisal Fee: $500-$950
Title Insurance and recording fees: 1%
(Approximate)

Condominiums.
Single-family residences.
Two to four units.
Multifamily homes.
Townhouses.
Condo-Hotels.
Other property types case by case

Credit Application
Last 2 bank statements (US bank account)
Copy of ID and Borrowing Entity docs
Purchase Contract (If Purchase)
Property Insurance

The Usual Time to Close is 5-10 days.
Private Lending is a direct lender and does not rely on other institutions to close the loans. Once the title work and appraisal are ready, We will be too!

Max Loan Amount: $5,000,000
Max LTC/ARV (Loan to Cost / After Repaired Value):
– Experienced Investors: The Lesser of 85% LTC or 70% ARV.
– Inexperienced Investors: The Lesser of 80% LTC or 65% ARV.
Rates: Starting at 9.99%
Term of loan: 6-18 months
Payments: Interest Only with balloon at maturity.
Prepayment penalty: None
Interest type: Non-Dutch

Origination Fee: 1-2%
Underwriting Fee: $1,500
Draw Fee (for future draws on the loan): $350
Legal: $750 – $1,500
Appraisal Fee: $500-$950
Title Insurance and recording fees: 1%
(Approximate)

Condominiums.
Single-family residences.
Two to four units.
Multifamily homes.
Townhouses.
Other property types case by case

Credit Application
Last 2 bank statements (US bank account)
Copy of ID and Borrowing Entity docs
Purchase Contract (If Purchase)
Project budget/ Scope of work
Approved plans (If applicable)
Track Record Sheet
Contractors information
Property Insurance

The Usual Time to Close is 10-15 days.
Private Lending is a direct lender and does not rely on other institutions to close the loans. Once the title work, appraisal and feasibility report are ready, We will be too!